Short answer: it depends on where you are, what you made, and who sees it. Here's what's actually required, what's just expected, and where the two get confused.
The EU AI Act's strongest text-disclosure duty applies to AI-generated or AI-manipulated text that is published to inform the public on matters of public interest — think news-adjacent content, not a client's internal slide deck or a product description. And it has a human-review exemption: if a named person held editorial responsibility and reviewed the content, the strict disclosure duty doesn't apply the same way. The exemption is only as strong as your ability to show that review happened. See the full plain-language Article 50 breakdown.
SB 942 requires AI-content disclosure tools and provenance data from covered generative AI providers — systems with over 1 million monthly users. It targets the platforms building the AI, not the freelancer or agency using one downstream. If you're a solo consultant using ChatGPT for client work, SB 942 isn't the law you need to worry about; it's the one your AI vendor deals with.
Colorado's original AI Act was repealed and replaced — the current version isn't in effect until 2027, and it's aimed at "high-risk" automated decision systems (hiring, lending, healthcare), not general content generation. There's no comprehensive US federal disclosure requirement for freelance or agency AI use as of this writing. Individual states move fast on this though — treat any specific legal claim, including the ones on this page, as a snapshot, not a permanent fact.
Most of the pressure to disclose doesn't come from statute. It comes from:
Whether or not a specific law applies to your situation, the same question keeps coming up if it's ever tested: not "was AI used," but "can you show a named person reviewed this, and when." A verbal assurance doesn't hold up the same way a dated record does — to a client, to a platform, or to a future version of yourself trying to remember what happened on a project from eight months ago.
| Situation | What to do |
|---|---|
| AI did meaningful drafting, not just spellcheck | Disclose — statement or verbal, but say something |
| Published under the client's name to their audience | Disclose — it's their exposure, not just yours |
| Client already asked once | Assume others are wondering; get ahead of it |
| Internal draft, human fully rewrote it | Optional, but a quick record costs nothing |
You don't need a lawyer to get this mostly right. A short, factual record beats either extreme — the paragraph of legal boilerplate nobody reads, or saying nothing and hoping it doesn't come up. See what a disclosure statement should actually contain, with a filled-out example, or how to write an internal policy if you're setting rules for a whole team rather than documenting one deliverable.
DisclosureTrail fills in tool, reviewer, date, and involvement level, and gives you a downloadable statement with a reference ID. Free, no login, nothing stored on our end.
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